DATA-DRIVEN FINANCIAL EMPOWERMENT OF INDONESIAN MIGRANTS IN JAPAN'S MARITIME SECTOR: LEVERAGING DATA FOR SUSTAINABLE INVESTMENT

Abstract

This study focuses on empowering Indonesian migrant workers in Japan’s maritime sector, specifically in the Arjuna Kanazawa community, through a financial management and investment education program delivered in the form of socialization. Conducted over 10 days, from October 2 to October 12, 2024, the program aimed to provide essential knowledge on budgeting, savings, and recognizing fraudulent schemes. The project followed three phases: preparation, implementation, and evaluation. In the preparation phase, initial discussions with community leaders identified key financial challenges, and a tailored curriculum was developed. During the implementation phase, participants engaged in daily training sessions covering topics such as financial management and identifying scams. The evaluation phase showed significant outcomes—90% of participants gained budgeting skills, 85% could recognize legitimate investments, and 95% developed a heightened awareness of investment risks. This program successfully improved financial literacy among participants, equipping them to make informed financial decisions and avoid exploitation. The project serves as a model for financial empowerment through community-based socialization efforts.