EXPLORING SHARIA BUSINESS PRACTICES IN HUMANITARIAN AID: A SYSTEMATIC LITERATURE REVIEW OF SUSTAINABLE ISLAMIC FINANCING FOR CRISIS MANAGEMENT

Abstract

This study explores the role of Sharia business practices in humanitarian aid, focusing on the application of sustainable Islamic financing to enhance crisis management. Using a systematic literature review, the paper examines existing research on Sharia-compliant financing models and their effectiveness in supporting relief efforts. Key findings indicate that Islamic financing principles, particularly those centered on sustainability, transparency, and equity, align closely with the values necessary for ethical humanitarian response. Sharia business models offer unique frameworks that can mobilize resources effectively for crisis management without compromising religious and ethical standards. Moreover, the study highlights challenges in integrating Islamic financing into conventional humanitarian systems, particularly regarding regulatory alignment and cross-sector collaboration. This review contributes to the understanding of Islamic financing's potential in humanitarian aid and proposes future research directions to address existing gaps. The implications are significant for policymakers, Islamic financial institutions, and humanitarian organizations aiming to foster resilient and ethically responsible crisis management systems.