DIGITAL SHARIA STOCK LITERACY AND FINANCIAL RESILIENCE AMONG GEN Z IN THE VUCA ERA : EVIDENCE FROM INDONESIAN STUDENT INVESTORS
DOI:
https://doi.org/10.54783/myv1m218Keywords:
Digital Sharia Stock Literacy, Financial Resilience, Gen Z, Islamic Investment, Digital FinanceAbstract
This study examines the relationship between digital sharia stock literacy and financial resilience among Gen Z students in Indonesia. Despite the rapid adoption of digital investment platforms, literacy levels remain low, potentially undermining informed and ethical investment behavior. Using a literature review approach, relevant studies and institutional reports from 2020–2025 were analyzed to identify trends in Islamic investment literacy, the role of digital platforms, and their impact on financial resilience. Findings indicate that while digital tools increase accessibility and participation, conceptual understanding of sharia principles is limited. Higher literacy in sharia-compliant investment correlates with better risk management, disciplined investment behavior, and enhanced financial resilience. This study provides a comprehensive synthesis of existing evidence and highlights the need for structured educational interventions to bridge the literacy gap among young investors in Indonesia.
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