ANALYSIS OF THE ISTISNA CONTRACT IN DIGITAL FREELANCE TRANSACTIONS BASED ON A COMPARATIVE FIQH STUDY BETWEEN THE SHAFI‘I AND HANAFI SCHOOLS

Authors

  • Nisa Raudatul Janah STIE Gema Widya Bangsa Author

DOI:

https://doi.org/10.54783/vt8wf165

Keywords:

Istishna Contract; Comparative Fiqh; Digital Economy; Sharia Freelancing; Hanafi and Shafi'i Schools of Thought

Abstract

The transformation of the digital economy has reshaped global transaction patterns and work relations, particularly within project-based freelance marketplaces that rely on digital outputs. This study analyzes the application of the Istisna contract in digital freelance transactions through a comparative fiqh (fiqh muqaran) approach between the Shafi‘i and Hanafi schools. Using a qualitative–normative methodology, this research employs thematic analysis of classical fiqh sources and contemporary literature. The findings show that while both schools acknowledge the validity of the Istisna contract, they differ in formal requirements and flexibility. The Shafi‘i school emphasizes legal certainty and clarity of the contractual object, whereas the Hanafi school allows greater adaptability based on social customs and considerations of public interest (istihsan wa al-‘urf). Within the digital context, these differences may be synthesized into a hybrid contract model that upholds principles of justice, transparency, and technological efficiency. This study contributes theoretically to the development of digital fiqh muamalah and adaptive sharia-compliant contract models, offering practical implications for regulatory design and contract systems in global freelance marketplaces. Overall, the findings affirm the evolutionary capacity of Islamic law to address digital economic challenges while preserving moral values and the principles of maqasid al-shariah.

References

1. Al-Ghazali. (1997). Al-Mustasfa min ‘Ilm al-Usul (Vol. 1). Beirut: Dar al-Kutub al-‘Ilmiyyah.

2. Al-Nawawi. (1991). Al-Majmu‘ Sharh al-Muhadhdhab. Beirut: Dar al-Fikr.

3. Al-Zuhayli, W. (2017). Al-Fiqh al-Islami wa Adillatuh (Vol. 4). Damascus: Dar al-Fikr.

4. Auda, J. (2022). Reforming Islamic Law: Maqasid Methodology. London: Routledge. https://doi.org/10.4324/9781003292201

5. Ayub, M. (2016). Understanding Islamic Finance. Hoboken, NJ: Wiley. https://doi.org/10.1002/9781119205521

6. Bowen, G. A. (2009). Document analysis as a qualitative research method. Qualitative Research Journal, 9(2), 27–40. https://doi.org/10.3316/QRJ0902027

7. Braun, V., & Clarke, V. (2019). Reflecting on reflexive thematic analysis. Qualitative Research in Sport, Exercise and Health, 11(4), 589–597. https://doi.org/10.1080/2159676X.2019.1628806

8. Chapra, M. U. (2016). Islam and the Economic Challenge. Leicester: The Islamic Foundation.

9. Creswell, J. W. (2018). Qualitative Inquiry and Research Design: Choosing Among Five Approaches (4th ed.). Thousand Oaks, CA: Sage Publications.

10. Dusuki, A. W., & Abdullah, N. I. (2021). Contractual frameworks in Islamic finance: Revisiting istisna and salam. Journal of Islamic Accounting and Business Research, 12(3), 421–438. https://doi.org/10.1108/JIABR-09-2020-0288

11. El-Gamal, M. A. (2022). Islamic Finance: Law, Economics, and Practice (2nd ed.). Cambridge: Cambridge University Press. https://doi.org/10.1017/9781009021935

12. El-Gamal, M. A. (2023). Islamic digital finance: The future of halal fintech. Journal of Islamic Finance and Technology, 5(2), 119–139. https://doi.org/10.47750/jift.2023.5.2.119

13. Hallaq, W. B. (2019). Authority, Continuity, and Change in Islamic Law (2nd ed.). Cambridge: Cambridge University Press. https://doi.org/10.1017/9781108659125

14. Hasan, M., & Aliyu, S. (2022). Islamic law and fintech innovation: Challenges and perspectives. Journal of Islamic Financial Studies, 8(1), 1–18. https://doi.org/10.12816/0056234

15. Hossain, M. S. (2021). Digital contracts in Islamic finance: Smart contract models under shariah principles.

Journal of Islamic Accounting and Finance, 13(4), 512–529. https://doi.org/10.1108/JIABR-04-2021-0156

16. Ibn Abidin, M. A. (1992). Radd al-Muhtar ‘ala al-Durr al-Mukhtar (Vol. 5). Beirut: Dar al-Fikr.

17. International Monetary Fund (IMF). (2023). Digitalization and Monetary Policy: Challenges for Emerging

Economies. Washington, DC: IMF Publications.

18. Kamali, M. H. (2019). Islamic Jurisprudence: An Introduction (3rd ed.). Kuala Lumpur: Ilmiah Publishers.

19. Kässi, O., & Lehdonvirta, V. (2018). Online labour index: Measuring the online gig economy for policy and research. Technological Forecasting and Social Change, 137, 241–248. https://doi.org/10.1016/j.techfore.2018.07.056

20. Nyazee, I. A. K. (2020). Islamic Jurisprudence: Usul al-Fiqh. Islamabad: The International Institute of Islamic Thought.

21. Obaidullah, M. (2018). Islamic Financial Services. Jeddah: Islamic Research and Training Institute (IRTI).

22. Obaidullah, M. (2020). The future of Islamic contracts in digital marketplaces. Review of Islamic Economics, 27(1), 75–94. https://doi.org/10.1108/RIE-04-2020-0025

23. Rahman, F. (2024). Islamic law and digital freelancing: Shariah-compliant models for online contracts in Southeast Asia. Asian Journal of Islamic Law and Society, 6(2), 65–89. https://doi.org/10.47750/ajils.2024.6.2.65

24. Usmani, M. T. (2022). An Introduction to Islamic Finance (3rd ed.). Karachi: Darul Ishaat.

25. World Bank. (2024). The Global Digital Workforce and Financial Inclusion Report. Washington, DC: World Bank Group. https://doi.org/10.1596/978-1-4648-2032-1

26. Yin, R. K. (2018). Case Study Research and Applications: Design and Methods (6th ed.). Thousand Oaks, CA: Sage Publications.

27. Ayub, M., & Mirakhor, A. (2020). Islamic financial law and digital transformation: A jurisprudential framework. Journal of Islamic Law and Ethics, 12(3), 201–222. https://doi.org/10.1108/JILE-03-2020-0122

28. Auda, J. (2018). Maqasid al-Shariah as Philosophy of Islamic Law: A Systems Approach. Kuala Lumpur: Islamic Book Trust.

29. Chapra, M. U., & Khan, T. (2022). Ethics and economics in Islamic finance: A maqasid perspective. Journal of Islamic Economic Studies, 30(2), 150–173. https://doi.org/10.12816/0058432

30. Bowen, G., & Zain, M. (2020). Shariah governance and digital transformation in Islamic financial institutions. International Journal of Islamic and Middle Eastern Finance and Management, 13(4), 563–579. https://doi.org/10.1108/IMEFM-04-2020-0199

Downloads

Published

17-03-2026

How to Cite

ANALYSIS OF THE ISTISNA CONTRACT IN DIGITAL FREELANCE TRANSACTIONS BASED ON A COMPARATIVE FIQH STUDY BETWEEN THE SHAFI‘I AND HANAFI SCHOOLS. (2026). Iqtishaduna : International Conference Proceeding, 2, 278-285. https://doi.org/10.54783/vt8wf165

Similar Articles

31-40 of 90

You may also start an advanced similarity search for this article.