THE USE OF FINANCIAL TECHNOLOGY (FINTECH) IN ISLAMIC BANKING OPERATIONS: AN ANALYSIS OF THE IMPACT OF DIGITAL TRANSFORMATION. Iqtishaduna Proc. [Internet]. 2026 Mar. 17 [cited 2026 Sep. 30];2:140-6. Available from: https://iqtishaduna.com/proceedings/index.php/iicp/article/view/164