“THE INFLUENCE OF NPF AND CAR RATIOS ON THE PROFITABILITY MEASURE OF RETURN ON ASSETS IN ISLAMIC BANKS”. Iqtishaduna : International Conference Proceeding 2 (March 17, 2026): 133–139. Accessed September 30, 2026. https://iqtishaduna.com/proceedings/index.php/iicp/article/view/163.