DIGITAL TRANSFORMATION AND RISK MANAGEMENT IN ISLAMIC BANKS: AN ISLAMIC INFORMATION TECHNOLOGY-BASED APPROACH AMIDST THE CHALLENGES OF THE INDUSTRY 4.0 ERA. Iqtishaduna : International Conference Proceeding, [S. l.], v. 2, p. 116–121, 2026. DOI: 10.54783/0913nc71. Disponível em: https://iqtishaduna.com/proceedings/index.php/iicp/article/view/158. Acesso em: 29 sep. 2026.