FOUR DECADES OF ISLAMIC BANKING IN INDONESIA: REGULATORY EVOLUTION, RESILIENCE, AND CHALLENGES IN THE ERA OF CONSOLIDATION. Iqtishaduna : International Conference Proceeding, [S. l.], v. 2, p. 76–83, 2026. DOI: 10.54783/sdp7w484. Disponível em: https://iqtishaduna.com/proceedings/index.php/iicp/article/view/150. Acesso em: 30 sep. 2026.